Colophon · About
An education tool, in the shape of a bank.
The thesis
Kids learn about money by doing the math, not by being told about it.
Most kid-finance apps treat the bank as scenery — a wrapper for chores, points, and stickers. Twiggybank goes the other way. We treat the bank as the lesson. A real ledger. Real interest math run on a real schedule. A real audit trail when something needs to be corrected. Around that ledger, three small envelopes — spending, giving, saving — the same three a generation of kids learned from a paper passbook and a coffee tin.
The math is real; the money isn’t. Every figure inside Twiggybank is monopoly money. Nothing settles cash today, and the product is honest about that on every screen. The point is the habit, not the rails.
The metaphor
Money grows like a plant.
The mascot is a piggy bank with leafy sprouts coming out of a brown twig. It’s a literal picture of the product metaphor: a small allowance, set aside, compounds into something bigger. The saving bucket grows on its own, daily, and a kid who pays attention learns what compound interest actually means by watching it happen.
Twiggybank gets its name from that twig. Small. Patient. Real, but understated.
What this isn’t
A short list of things we’re not trying to be.
Not a bank
No real money, no card, no FDIC, no money transmitter. Not now, not by accident.
Not a chore app
Allowance is not a payment for tasks. Chores belong in your home, not on a screen.
Not a points engine
No gamified streaks, no levels, no virtual stickers. The lesson is the math, not the dopamine.
Not an ad surface
We do not sell or share family data. There is no third-party analytics on the kid views.