Colophon · About
Kids learn about money by doing the math themselves.
What it does
The money is the lesson.
Most kid-finance apps treat the money as scenery around chores and points. Twiggybank treats the money as the lesson. Saving grows at a set rate on a set schedule. When something needs correcting, the correction stays in the record where the kid and the adult can both see it. Around all of it sit three small jars: Spending, Giving, and Saving.
Twiggybank keeps practice balances. A real bank keeps the cash. The math on those balances is the math a bank would run, and nothing in Twiggybank settles a payment.
Allowance here is separate from chores. Chores stay in your home, and the allowance runs on its own schedule.
The name
Where the twig comes from.
The mascot is a piggy bank with leafy sprouts on a brown twig. It is a picture of what the product does: a small allowance, set aside, grows into something bigger. The Saving jar adds growth each day at the rate an Adult sets, so a kid can watch the amount rise a little every morning.
Twiggybank takes its name from that twig, and the sprouts appear across the app wherever saving grows.
What we promise
Four things a family can hold us to.
Ads
Membership is the only way Twiggybank makes money. There are no ads, and kid screens carry no third-party analytics.
Prizes
Saving grows by the same rule every day, and a kid can see the amount. Nothing hands out a prize for opening the app, and nothing about the growth is random.
Alerts
Twiggybank sends no notifications today. When it does, a kid's device will only hear about the kid's own money: a payday landing, or an Adult's answer to a request. Those alerts start switched off. An Adult turns them on.
Records
Every correction leaves a visible trail. An undone entry stays in the story with the reason beside it, for the Adult and the kid.